Competitive
We have access to some of the lowest industry rates giving us the competitive edge to find you the best personal finance for your situation.
Fox Finance Group was founded on the idea of helping good people that want to do the right thing with their loans and credit rating to get back on track financially.
We've helped thousands of customers that were needing some money to consolidate some debts, fix their car and even to head away on their long awaited holiday.
If this sounds familiar, we may be able to help. You've had some issues in the past that are now no longer holding you back from being able to repay your next loan commitment.
If this is you, then our team will do everything in their power to help find the right loan product for you. Our simple process with efficient turnaround times allows for a stress free application for your next bad credit personal loan.
We have been providing loan options to people with less than perfect credit files since 2006. The knowledge and expertise that we have gained over the years allows us to fully understand just about every scenario thrown our way.
You can complete your personal loan application either online or over the phone with us.
We will ask you to provide proof of income and identification.
We'll discuss all components of your personal loan approval with you. From interest rate, to repayments, loan term, and any fees involved; you'll know the details inside out!
With our technology, you can simply sign your personal loan documents electronically.
Your loan funds will be available to you within one business day. It's that simple!
You can complete your personal loan application either online or over the phone with us.
We will ask you to provide proof of income and identification.
We'll discuss all components of your personal loan approval with you. From interest rate, to repayments, loan term, and any fees involved; you'll know the details inside out!
With our technology, you can simply sign your personal loan documents electronically.
Your loan funds will be available to you within one business day. It's that simple!
We have access to some of the lowest industry rates giving us the competitive edge to find you the best personal finance for your situation.
We do the running around for you and compare personal finance options and rates from over 50 lenders.
We work hard to get your finance approved fast. Same day approvals are available - ask us how!
We find and compare personal finance options that best suits your needs and budget with flexible repayment terms available.
To increase your chances of approval with our panel of lenders, you must:
Be 18 years of age or older
Be a permanent Australian Resident or citizen.
Be employed full time 1+ months / casually employed 3+ months
Earn a gross annual income of $45,000+ or more.
When you get a personal loan, the lender provides you with the funds to purchase the vehicle for example. For a secured personal loan, the lender will take the security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the personal. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your vehicle outright and the lender will lift their encumbrance.
Our personal loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best personal loan options on the market today that will save you money – then you get to make the final decision on which loan is right for you.
A secured personal loan is a loan for which you offer the lender some sort of security, which is usually a vehicle with the same or higher value as the loan.
The alternative to a secured personal loan is an unsecured personal loan or personal loan where no security is required. Because this is more risky for the lender, unsecured loans can come with a higher interest rate over secured loans. Sometimes this can be balanced with the flexibility to payout your unsecured loan early without any early payout fees. Speak with your Fox Finance Group Lending Specialist about this for more information on how we can structure this for you.
As a finance broker we only win when you win, so we look at every possible legal way to obtain your loan from one of our many lenders. Personal lenders consider things such as:
Apply online today or speak with a Personal Lending Specialist so we can do all the hard work for you!
Yes, in most cases personal loans will be unsecured. Interest rates for these can be either fixed or variable and are very competitive in today’s market. Personal loans can be used for: Holidays, Car Purchases, Jet Skis or Boats, Debt Consolidation, Home Renovations, Wedding Expenses, Furniture and more.