Have you found your perfect car through a private seller? We have lenders on our panel that can help with Private Sale Car Loans. Our job as your dedicated Car Lending Specialist is to find and tailor the best private sale car loan solutions at the lowest rates and repayments available on the market today.
No matter what style or brand of car you are looking at, we have the right lenders on our panel offering the best used car finance options today. Apply now for a Fast Approval, or call and speak with our Private Sale Lending Specialists on 1300 665 906 for more information.
If you’d like to know how much you qualify for, no problem! Speak with us about setting up a car loan pre-approval so you know exactly how much your repayments will be even before you commit to proceed. This is an obligation free service that we provide to our customers.
After you have agreed on a price with the Private Seller, we take care of everything else relating to the final payment, so all you need to do is arrange a day and time to pick up your new car!
As part of our process, a check is completed on the vehicle to ensure you get a clear title of the car. This means no nasty surprises about the vehicle still having any outstanding finance securitised over it from previous loans people may have had.
If you have not already chosen a car, we can start the process and have your loan pre-approved before you start looking for one.
You may want to consider our hot tips when shopping around:
Low Rate Secured Car Loan Specialists
A secured car loan is a type of loan used to purchase a vehicle where the loan is secured against the car itself. This means that the lender holds the car as collateral until the loan is fully repaid.
The car being purchased is used as security for the loan, which means that if the borrower defaults on the loan, the lender has the right to repossess the vehicle to recover the outstanding debt. Because the loan is secured, the interest rates on a secured car loan are generally lower than those for an unsecured loan.
Apply for a car loan
Get the Best Business Car Finance
A business car loan is a facility used to fund the purchase of a vehicle for business purposes. The type of vehicle can vary in make and model, depending on the type of business it will be operating for. This product can best suit business owners, self-employed applicants with a valid ABN, or company managers and directors. There are several options available in this category of loans including Low Doc Car Loans, No Doc Car Loans, Truck Loans, Transport & Equipment Loans and more.
At Fox Finance Group, we’re committed to providing outstanding customer service and treating each customer with respect and integrity. We understand that finding a business car loan can be time consuming, which is why we’ll do all of the legwork for you. We can help you find business car finance that fits your budget and enables you to get the business vehicle you need.
Apply for a business car loan
Let us Help You Get the Best Classic Car Finance Today!
We’re the Classic Car Finance experts! We get your passion for old school! We have been helping our clients with low rate classic car finance since 2006. The knowledge and expertise that we have gained over the years allows us to fully understand your passion and just about every model car thrown our way. We can also help you finance your new pride and joy whether you are buying from a classic car dealer, or a private seller.
Apply for a classic car loan
Bad Credit Car Loans Made Simple
Fox Finance Group takes pride in our extensive knowledge of lending to all varieties of client profiles. We understand that people experience unexpected events that may affect their credit score. Through our strong product knowledge, and relationships we have built with lenders, we have the ability to negotiate and compare the best options suited to your profile. If you’d like to know how much you qualify for before proceeding, we can discuss obtaining a pre-approval for you, which will entail all details of your loan before you commit to settlement. This is an obligation free service that we provide our customers.
Apply for a bad credit car loan
Private Sale Car Loans Made Simple
If you have just found your next sedan, 4WD, ute, hatch, or any other vehicle privately and you need some finance to purchase it, we’d love to help. Our knowledge and expertise in private sale car loans is demonstrated through our streamlined customer process. We make all arrangements for you with the private seller, all you’ll have to do is negotiate a price! This is an obligation free service that we provide our customers.
Apply for a private sale car loanLow Rate Secured Car Loan Specialists
A secured car loan is a type of loan used to purchase a vehicle where the loan is secured against the car itself. This means that the lender holds the car as collateral until the loan is fully repaid.
The car being purchased is used as security for the loan, which means that if the borrower defaults on the loan, the lender has the right to repossess the vehicle to recover the outstanding debt. Because the loan is secured, the interest rates on a secured car loan are generally lower than those for an unsecured loan.
Apply for a car loanGet the Best Business Car Finance
A business car loan is a facility used to fund the purchase of a vehicle for business purposes. The type of vehicle can vary in make and model, depending on the type of business it will be operating for. This product can best suit business owners, self-employed applicants with a valid ABN, or company managers and directors. There are several options available in this category of loans including Low Doc Car Loans, No Doc Car Loans, Truck Loans, Transport & Equipment Loans and more.
At Fox Finance Group, we’re committed to providing outstanding customer service and treating each customer with respect and integrity. We understand that finding a business car loan can be time consuming, which is why we’ll do all of the legwork for you. We can help you find business car finance that fits your budget and enables you to get the business vehicle you need.
Apply for a business car loanLet us Help You Get the Best Classic Car Finance Today!
We’re the Classic Car Finance experts! We get your passion for old school! We have been helping our clients with low rate classic car finance since 2006. The knowledge and expertise that we have gained over the years allows us to fully understand your passion and just about every model car thrown our way. We can also help you finance your new pride and joy whether you are buying from a classic car dealer, or a private seller.
Apply for a classic car loanBad Credit Car Loans Made Simple
Fox Finance Group takes pride in our extensive knowledge of lending to all varieties of client profiles. We understand that people experience unexpected events that may affect their credit score. Through our strong product knowledge, and relationships we have built with lenders, we have the ability to negotiate and compare the best options suited to your profile. If you’d like to know how much you qualify for before proceeding, we can discuss obtaining a pre-approval for you, which will entail all details of your loan before you commit to settlement. This is an obligation free service that we provide our customers.
Apply for a bad credit car loanPrivate Sale Car Loans Made Simple
If you have just found your next sedan, 4WD, ute, hatch, or any other vehicle privately and you need some finance to purchase it, we’d love to help. Our knowledge and expertise in private sale car loans is demonstrated through our streamlined customer process. We make all arrangements for you with the private seller, all you’ll have to do is negotiate a price! This is an obligation free service that we provide our customers.
Apply for a private sale car loan
Provide some details about yourself, your loan objectives, and the car you want to buy.
Our car loan Lending Specialists will run through all of the finer details to get your vehicle finance underway.
We'll get you approved with the lender best suited to your individual profile. You'll be able to go car shopping, knowing exactly what you can purchase!
Once everything is verified, we'll walk you through a simple contract signing process.
We'll communicate with your lender through the entire settlement process. You'll know exactly when you can pick up the new car!
Provide some details about yourself, your loan objectives, and the car you want to buy.
Our car loan Lending Specialists will run through all of the finer details to get your vehicle finance underway.
We'll get you approved with the lender best suited to your individual profile. You'll be able to go car shopping, knowing exactly what you can purchase!
Once everything is verified, we'll walk you through a simple contract signing process.
We'll communicate with your lender through the entire settlement process. You'll know exactly when you can pick up the new car!
A private sale car loan is when a vehicle finance company lends you the money to buy a vehicle from a private seller (not a dealership). The lender will hold security over the privately purchased vehicle for the duration of the loan. Private Sale Car Loans can be used for personal use (a consumer car loan) or commercial use (business vehicle loan). Speak with one of Lending Specialists about how we can best structure your loan to suit you and the repayment that you are trying to achieve.
Privately sold vehicles will most likely require a vehicle inspection prior to payment, which ensures that whatever you are purchasing is in good working order. This helps protect you – please discuss this with our Private Sale Car Lending Specialists prior to purchasing a vehicle. Reach out to us so we can help you find the best option available, or simply call us on 1300 665 906.
The good news is that some of our private car sale financiers don’t have any early termination fees. Fox Finance Group can arrange many different loans from a large panel of lenders. Some private sale lenders do have an early payout penalty so it’s best to talk to one of our team about all your options – we will explain these and all other terms with you prior to you accepting our loan offer.
Don’t stress. For this reason, we have built relationships with and have access to over 50 lenders, including all of the big banks and niche new to industry lenders that all have loan products for private sale car lends. Each of these lenders policies and guidelines vary significantly, which is good news for you because if you don’t fit one or more lenders criteria, it does not mean another lender from our panel won’t welcome your application.
This is just one reason why it pays to have one of our Lending Specialists in your corner negotiating the very best deal for you on the finance on your private sale car.
Yes. If you make several applications with different lenders for a private sale car loan, it will affect your credit rating. Most lenders see multiple credit inquiries as an indicator of high-risk behaviour. Fox Finance Group has the knowledge and experience to get your private sale car loan approved with the right lender the first time. We’ll educate you along the way – so you know exactly what your credit score is – and what is currently sitting on your credit file that all lenders see. Speak with us about how you can get a free copy of your credit file today!
as a Financial Services Group helping customers Australia wide
of processed applications for everyday Australians and SME businesses
applications since 2006 and growing
Rated 5 out of 5 by our customers on Google
