Competitive
We have access to some of the lowest industry rates giving us the competitive edge to find you the best rate car finance.
Have you had some poor credit issues in the past and are now in need of a car loan?
We understand that this can be a difficult situation, and sometimes daunting on where to start. Many people find it challenging to secure car loans when their credit history is not perfect. At Fox Finance Group, we understand how frustrating it can be to get declined by conventional lenders because of your credit score.
Apply now for a fast pre-approval on your bad credit car loan.
Fox Finance Group considers all types of customer profiles, including those who have less-than-perfect credit. We understand that a certain events in the past may have reduced your credit score, and believe that everyone deserves to purchase a reliable vehicle.
Does this sound familiar? You’ve had some issues in the past that are now no longer holding you back from being able to repay your next loan commitment. If this is you, then our team will do everything in their power to help find the right bad credit car loan for you.
Our car loan brokers are here to help you with whatever type of car loan you want. It’s important to understand that just because your credit may not be squeaky clean, it doesn’t mean you won't be eligible for finance. Here is some more information about the types of bad credit car loans available to you if you qualify.
We have been providing car loan options to Australians since 2006. The knowledge and expertise that we have gained over the years allows us to fully understand just about every scenario thrown our way. We take the time to listen and work with our customers to ensure their loan application is as strong as possible. This creates for the highest chance of a pre-approval through a mid to sub-prime lender.
Provide some details about yourself, your loan objectives, and the car you want to buy.
Our car loan Lending Specialists will run through all of the finer details to get your vehicle finance underway.
We'll get you approved with the lender best suited to your individual profile. You'll be able to go car shopping, knowing exactly what you can purchase!
Once everything is verified, we'll walk you through a simple contract signing process.
We'll communicate with your lender through the entire settlement process. You'll know exactly when you can pick up the new car!
Provide some details about yourself, your loan objectives, and the car you want to buy.
Our car loan Lending Specialists will run through all of the finer details to get your vehicle finance underway.
We'll get you approved with the lender best suited to your individual profile. You'll be able to go car shopping, knowing exactly what you can purchase!
Once everything is verified, we'll walk you through a simple contract signing process.
We'll communicate with your lender through the entire settlement process. You'll know exactly when you can pick up the new car!
We have access to some of the lowest industry rates giving us the competitive edge to find you the best rate car finance.
We do the running around for you and compare car finance options and rates from over 50 lenders.
We work hard to get your finance approved fast. Same day approvals are available - ask us how!
We find and compare car finance options that best suits your needs and budget with flexible repayment terms available.
To increase your chances of approval with our panel of lenders, you must:
Be 18 years of age or older
Be a permanent Australian Resident or citizen.
Be employed full time 1+ months / casually employed 3+ months
Earn a gross annual income of $45,000+ or more.
Secured personal car loan where the financier lends you the funds to buy a vehicle for your personal use, and the vehicle is taken as security against the loan (encumbered). You do not fully own the vehicle until the personal car loan is paid out in full. Speak to our Personal Car Loan Specialists on 1300 665 906 or apply for a personal car loan today – it’s obligation free.
Yes, getting car finance pre-approval for our customers is something that we do all day every day. Getting a car loan pre-approval before you go shopping is a great idea, giving you bargaining power on the showroom floor. In some cases, we can have your car loan pre-approved the same day, so get can get out there shopping with the peace of mind of knowing what your budgeted repayment is going to be. If you’d like a quick quote before proceeding, no problem, give us a call – obligation free.
We have Lending Specialists in our team that are trained in helping self-employed clients through the process of applying for a car loan with the minimum of fuss. We also have access to many low doc or lite doc loan options for our self-employed customers to make the process quick and simple. Our Lending Specialists are familiar with all lending scenarios to help our business owner clients with fast, competitive finance. Speak with our business lending specialist today for more info.
A comparison rate is an annualised interest rate that includes all of the Fees & Charges associated with the loan. This comparison rate excludes transactional fees such as early payment fees (if applicable), late payment fees (if applicable), or statement request fees. Using the advertised comparison rate is a great way to level the playing field and compare apples to apples. This is what we do all day everyday, so speak with us about what we can help you with today.
Making too many credit enquiries will affect your credit rating. Each time to apply for a loan it can affect your credit rating. Many lenders see multiple credit enquiries as a sign of a high-risk customer that is panicking and in desperate need of finance. This is the exact reason you could consider using Fox Finance Group; we have the knowledge and experience to get your loan approved with the best Lender the first time. We’ll also educate you along the way so you know exactly what your credit score is and what is currently sitting on your credit file that all Lenders will see. Speaking with our Lending Specialists is an obligation free, call us today!