Bad Credit Car Loans

Bad Credit Car Loans
A Second Chance For Good People!

Have you had some poor credit issues in the past and are now in need of a car loan?

We understand that this can be a difficult situation, and sometimes daunting on where to start. Many people find it challenging to secure car loans when their credit history is not perfect. At Fox Finance Group, we understand how frustrating it can be to get declined by conventional lenders because of your credit score.

Apply now for a fast pre-approval on your bad credit car loan.

Fox Finance Group considers all types of customer profiles, including those who have less-than-perfect credit. We understand that a certain events in the past may have reduced your credit score, and believe that everyone deserves to purchase a reliable vehicle.

Does this sound familiar? You’ve had some issues in the past that are now no longer holding you back from being able to repay your next loan commitment. If this is you, then our team will do everything in their power to help find the right bad credit car loan for you.

Our car loan brokers are here to help you with whatever type of car loan you want. It’s important to understand that just because your credit may not be squeaky clean,  it doesn’t mean you won't be eligible for finance. Here is some more information about the types of bad credit car loans available to you if you qualify.

We have been providing car loan options to Australians since 2006. The knowledge and expertise that we have gained over the years allows us to fully understand just about every scenario thrown our way. We take the time to listen and work with our customers to ensure their loan application is as strong as possible. This creates for the highest chance of a pre-approval through a mid to sub-prime lender.

Even if you have had issues in the past, we can help if you meet the following criteria

  • You earn over $45K/annum from employment
  • You're employed full time for 1+ months,
    or casually employed for 3+ months
  • No more than 2 current PayDay Loans
    (Loans of $2,000 or less)
  • No excessive Buy Now Pay Later facilities
    (e.g AfterPay, ZipPay, Humm)
  • No excessive gambling
  • No excessive ATM cash withdrawals
  • You meet current financial commitments
    (no dishonours / hardship claims)
  • Defaults are under arrangement, or that
    you're willing to place under arrangement

 

Get started now, it only takes 2 minutes & won't impact your credit score
Apply for a car loan
How do I get a car loan with a bad credit rating

5 Simple Steps To Getting Your Car Loan

  • 1. Apply
    1. Apply

    Provide some details about yourself, your loan objectives, and the car you want to buy.

  •  2. Speak to an expert
    2. Speak to an expert

    Our car loan Lending Specialists will run through all of the finer details to get your vehicle finance underway.

  • 3. Get pre-approved for your car
    3. Get pre-approved for your car

    We'll get you approved with the lender best suited to your individual profile. You'll be able to go car shopping, knowing exactly what you can purchase!

  • 4. Sign your loan contracts
    4. Sign your loan contracts

    Once everything is verified, we'll walk you through a simple contract signing process.

  • 5. Get your new car!
    5. Get your new car!

    We'll communicate with your lender through the entire settlement process. You'll know exactly when you can pick up the new car!

5 Simple Steps To Getting Your Car Loan

Competitive

Competitive

We have access to some of the lowest industry rates giving us the competitive edge to find you the best rate car finance.

Easy

Easy

We do the running around for you and compare car finance options and rates from over 50 lenders.

Fast approvals

Fast approvals

We work hard to get your finance approved fast. Same day approvals are available - ask us how!

Flexible terms

Flexible terms

We find and compare car finance options that best suits your needs and budget with flexible repayment terms available.

Are you Eligible for a Bad Credit Car Loan?*

To increase your chances of approval with our panel of lenders, you must:

Be 18 years of age or older

Be 18 years of age or older

Be a permanent Australian Resident or citizen.

Be a permanent Australian Resident or citizen.

Be employed full time 1+ months / casually employed 3+ months

Be employed full time 1+ months / casually employed 3+ months

Earn a gross annual income of $45,000+ or more.

Earn a gross annual income of $45,000+ or more.

What Our Clients Say

Why Choose Fox Finance Group?

Some of Our Lending Partners

Questions? We've got answers!

Apply Now