We can help our clients arrange new construction loans from as little as $150,000. This could be for the first-time commercial property builder to the more sophisticated larger scale commercial construction loan of $10,000,000 plus.
A commercial construction loan facility is typically a type of commercial property finance that can be provided in a number of different forms. It is important to match a construction loan with the cash life cycle of the construction project.
Our team have many years' experience in putting the pieces together to make everything fit in the right order. Having the right strategy here will minimise the amount of equity required and will help you maximise your project's ROI.
This type of construction loan allows funding to be applied against expected value of the project upon completion. In some circumstances we can structure this to be up to 100% of the projects' hard costs to be financed.
Mezzanine finance can be a great solution either in conjunction with commercial property finance or as a second mortgage. Mezzanine funding reduces the equity requirement of the project freeing up cash for other projects or minimizing the amount of upfront cash required to fund the project.
Commonly known as a traditional commercial construction loan where lenders will advance a certain percentage of the construction cost.
Normal construction loans will fund 80% of the hard costs of construction, however Fox Finance Group has access to lenders who recognise the other soft costs associated with the construction and can extend against this total construction cost.
We realise that each lender will have varying degrees of flexibility and appetite for each different project that is put to them. We have over 40 lenders on our lending panel, and they range from private lenders to the major Australian Domestic Banks.
It's our job to help keep the banks competitive and accordingly, we work hard to find the right commercial property finance solution at the best possible price for all different types of commercial property or construction loans.
So many options to choose from.
Transport and Equipment Finance
Fox Finance Group has been assisting Australian Businesses to help them finance their business equipment since 2006. Our team take the legwork out of finding the best deal in the marketplace across a range of industries including Trucks and Transport, Mining and Construction, Farming and Ag, Boating and Marine, Aviation, Hospitality, Office Equipment and more. Whether it’s new or second-hand equipment, from a private vendor or dealer, we have a tonne of finance options for you.
Apply for a business loan
Unsecured Business Loans – Money in Your Account Within 24 Hours
Do you need to purchase something for your business right now? We’ve helped thousands of Australian businesses grow by partnering with us and using smart lending strategies within their business with a clear strategy to take things to the next level. We have been a part of the success stories of businesses trading in hospitality, retail, beauty services, transport and aviation, wholesalers, accountants, solicitors, real estate agents and much more.
Apply for a business loan
Tradesman Loans – Money in Your Account Within 24 Hours
Do you understand your options when it comes to Business Finance and Leasing? When we say that we can help you decide which option is best for your situation, we really mean it. With Fox Finance Group, you also get access to your very own Financial Planner to help you understand and plan through the best financial options for you and your business.
Apply for a tradie loan
Unsecured Business Line of Credit of up to $25,000
Do you need to purchase something for your business right now? We get so excited when we speak about our Unsecured Business Line of Credit product with our business clients! Having access to a facility like this has already proven to be a game changer for many Australian businesses.
Apply for a line of credit
Invoice Funding – Unlock Your Cashflow Today!
We have a number of Invoice Finance options for our customers. Imagine getting paid 80% of every invoice you issue with in 48 hours? Would that dramatically help your cashflow? WHAT EXACTLY IS INVOICE FINANCE? Invoice Finance is simply the use of outstanding debtors/accounts receivable to raise working capital. Invoice finance is not a loan it is the sale of trade debts/invoices for cash to bridge the cashflow gap between the time the sale is made and when the customer…
Apply for an invoice funding loan
Competitive Franchise Finance Options
Franchise Finance Obtaining finance when buying a franchise may be difficult as many lenders hesitate to fund new franchises or new ventures. At Fox Finance Group our Lending Specialists have many years experience in securing competitive franchise funding. We have strong business relationships with a number of financial institutions and banks that can help put the dream of owning your own…
Apply for a franchise loanTransport and Equipment Finance
Fox Finance Group has been assisting Australian Businesses to help them finance their business equipment since 2006. Our team take the legwork out of finding the best deal in the marketplace across a range of industries including Trucks and Transport, Mining and Construction, Farming and Ag, Boating and Marine, Aviation, Hospitality, Office Equipment and more. Whether it’s new or second-hand equipment, from a private vendor or dealer, we have a tonne of finance options for you.
Apply for a business loanUnsecured Business Loans – Money in Your Account Within 24 Hours
Do you need to purchase something for your business right now? We’ve helped thousands of Australian businesses grow by partnering with us and using smart lending strategies within their business with a clear strategy to take things to the next level. We have been a part of the success stories of businesses trading in hospitality, retail, beauty services, transport and aviation, wholesalers, accountants, solicitors, real estate agents and much more.
Apply for a business loanTradesman Loans – Money in Your Account Within 24 Hours
Do you understand your options when it comes to Business Finance and Leasing? When we say that we can help you decide which option is best for your situation, we really mean it. With Fox Finance Group, you also get access to your very own Financial Planner to help you understand and plan through the best financial options for you and your business.
Apply for a tradie loanUnsecured Business Line of Credit of up to $25,000
Do you need to purchase something for your business right now? We get so excited when we speak about our Unsecured Business Line of Credit product with our business clients! Having access to a facility like this has already proven to be a game changer for many Australian businesses.
Apply for a line of creditInvoice Funding – Unlock Your Cashflow Today!
We have a number of Invoice Finance options for our customers. Imagine getting paid 80% of every invoice you issue with in 48 hours? Would that dramatically help your cashflow? WHAT EXACTLY IS INVOICE FINANCE? Invoice Finance is simply the use of outstanding debtors/accounts receivable to raise working capital. Invoice finance is not a loan it is the sale of trade debts/invoices for cash to bridge the cashflow gap between the time the sale is made and when the customer…
Apply for an invoice funding loanCompetitive Franchise Finance Options
Franchise Finance Obtaining finance when buying a franchise may be difficult as many lenders hesitate to fund new franchises or new ventures. At Fox Finance Group our Lending Specialists have many years experience in securing competitive franchise funding. We have strong business relationships with a number of financial institutions and banks that can help put the dream of owning your own…
Apply for a franchise loan
You can complete your business loan application either online or over the phone with us.
We will ask you to provide proof of business income and identification.
We'll work hard to ensure your business loan approval is as close to your loan preferences as possible.
With our technology, most business lenders will allow for secure digital signing of loan contracts.
Your loan funds can often be processed within one business day. It's that simple!
You can complete your business loan application either online or over the phone with us.
We will ask you to provide proof of business income and identification.
We'll work hard to ensure your business loan approval is as close to your loan preferences as possible.
With our technology, most business lenders will allow for secure digital signing of loan contracts.
Your loan funds can often be processed within one business day. It's that simple!
15 minutes. If you have enough time to drink a cup of tea, you’ll have enough time to run through a commercial construction loan application with us! Our commercial construction lending specialists are rehearsed in these specific loans, and will be able to walk you through the process from start to finish. Commercial construction loans have the same initial application process as any other loan; meaning you won’t have to spare any extra time to discuss details. Speak to our team today, or apply online here.
Your lending specialist will require details of your company including ACN, and financial verification documentation. It’s a good idea to have these on hand, in case the lender requests them upon their assessment. The good news is that your commercial construction lending specialist will be able to walk you through every step of the way; so you’ll know exactly what you need to supply and when. Speak with a lending specialist today, or enquire here.
A commercial construction loan is progress drawn as the build progresses EG: a slab, frame completion etc. Whereas for commercial mortgages, you usually get the full amount upfront.
Yes – the land purchase can be included for a commercial construction. There’s usually a fixed contract in place (one contract for Land & Build)
Yes – once the construction loan has completely settled then you can restructure the loan to the desired loan term dependent on the individual’s serviceability.
as a Financial Services Group helping customers Australia wide
of processed applications for everyday Australians and SME businesses
applications since 2006 and growing
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