Frequently asked questions & answers
An unsecured personal car finance is where a financier lends you the funds to buy a vehicle for your personal use. You will make regular repayments over the loan term. For this type of loan, you will own the vehicle outright from the date of purchase, as the vehicle is not secured (encumbered) to the loan.
When you get a debt consolidation loan, the lender provides you with the funds to payout your other loans so you are left with one repayment to manage.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the debt consolidation. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
When you get a jet ski loan, the lender provides you with the funds to purchase the jet ski. For a secured jet ski loan, the lender will take security of the jet ski as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the jet ski. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your jet ski outright and the lender will lift their encumberance.
When you get a motorcycle loan, the lender provides you with the funds to purchase the motorbike. For a secured motorcycle loan, the lender will take security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the motorcycle. It’s important that you understand what fees and charges are included as part of your loan – speak with your motorcycle Lending Specialist for more details on this on 1300 665 906.
When you get a personal loan, the lender provides you with the funds to purchase the vehicle for example. For a secured personal loan, the lender will take the security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the personal. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your vehicle outright and the lender will lift their encumbrance.
Doctors employed in the medical industry are often eligible for loan products that are not available to those outside it. Banks and lenders view doctors as trustworthy and reputable, and favour clients who have taken up this career path. Generally, lenders will want to see you employed in your role as a doctor for atleast 6 months. Some lenders can consider less than 6 months if you have previous trusted industry continuity, or can offer collateral for a loan. There are flexible options depending on your individual situation which is why it’s good to speak to a lending specialist about your application, or enquire here.
People who have a career in the veterinarian industry are often eligible for home loan products that are not available to those outside it. Banks and lenders view the veterinarian industry as trustworthy and reputable, and favour clients who are employed within this realm. Generally, lenders will want to see you employed as a vet for atleast 6 months. Some lenders can consider less than 6 months if you have previous trusted industry continuity, or can offer collateral for a loan. There are flexible options depending on your individual situation which is why it’s good to speak to a lending specialist about your application, or enquire here.
People employed in the allied health industry are often eligible for loan products that are not available to those outside it. Banks and lenders view the allied health industry as trustworthy and reputable, and favour clients who are employed within this realm. Generally, lenders will want to see you employed in your allied health job for atleast 6 months. Some lenders can consider less than 6 months if you have previous trusted industry continuity, or can offer collateral for a loan. There are flexible options depending on your individual situation which is why it’s good to speak to a lending specialist about your application, or enquire here.
Our online caravan finance application takes about 1 minute to complete.
Next, our Lending Specialists will connect with you within 1-2 hours of submitting your obligation-free online enquiry (Monday to Friday).
Once we receive your supporting documents, your dedicated Lending Specialist will submit your loan application to the best caravan lender for pre-approval, which can be confirmed in as little as 2 hours. However this can be dependent on several factors:
Preapprovals typically last from 60-90 days, but this can vary from lender to lender. Your Caravan Lending Specialist will advise you on the full process, simply call us to find out more – or apply now to fast track your enquiry.
Property investment preapprovals typically last from 60-90 days, but this can vary from lender to lender. Your property investment lending specialist will advise you on the full process, simply call us on 1300 665 906 to find out more – or apply now to fast track your enquiry.
