Frequently asked questions & answers
Use our jet ski repayment calculator to get an idea of what your repayments could be. To discover what interest rate you may be able to secure, speak with a Jet Ski Lending Specialist over the phone today. You can also apply for a jet ski loan to fast track the process, its obligation free.
You can use our motorcycle finance repayment calculator, or speak with a Motorcycle Lending Specialist over the phone now or apply for a motorcycle loan now – its obligation free.
It’s Simple to apply for a Jet Ski loan and will take less than 2 minutes to get started.
You simply Click the green APPLY NOW button at the top right of our website.
In short, that’s our job. Talk to one of our 4WD finance Lending Specialists, we will do all the hard work to compare available car loan rates from our panel of approved lenders. We have access to literally hundreds of different loan products, so rest assured that we’ll find you the very best 4WD finance deal for your needs and circumstances. Call us on 1300 665 906 or apply now – its obligation free.
That’s our job! Talk to one of our Motorcycle Finance Lending Specialists, so we can do all the hard work for you, by comparing bike finance rates and options from our panel of 40+ approved lenders. We’ll find you the best motorcycle finance available for your needs and circumstances. Call us now or apply for motorcycle finance now – its obligation free.
That’s our job! Talk to one of our Motorcycle Lending Specialists, we will do all the hard work to compare available bike loan rates from our panel of approved lenders. We’ll find you the very best motorcycle loan available for your needs and circumstances. Call us now or apply for a bike loan now – its obligation free.
In short, shopping around for the best business car finance rate is what we do all day every day – that’s our job, and we love it. Talk to one of our Business Car Finance Lending Specialists, we will do all the hard work to compare available business vehicle finance rates from our panel of approved lenders. We’ll find you the very best finance deal for your business needs and circumstances. Speak with one of our business car finance specialists on 1300 665 906 or apply now – it’s obligation free.
Simply talk to one of our Car finance Lending Specialists, we will do all the hard work to compare available car loan rates from our panel of approved lenders. We’ll find you the very best car finance deal for your needs and circumstances. Call us on 1300 665 906 or apply now – its obligation free.
In short, that’s our job. Talk to one of our Car Re-Finance Lending Specialists, we will do all the hard work to compare available car loan refinance rates from our panel of approved lenders. We’ll find you the very best car refinancing deal for your personal circumstances. Speak with one of our car refinance specialists on 1300 665 906 or apply now – its obligation free.
If you don’t understand which lenders are offering the best loan rates today, it pays to have someone in your corner helping you make this major financial decision. When comparing loans, three of the most important things to check are the interest rate, loan duration, and any additional fees charged by the lender.
The interest charged on your loan is essentially the cost of borrowing money from the lender, and a lower rate is generally favourable. However, this depends on the duration of the loan. Most of our customers tend to choose between five and seven year loan terms.
We’ve used our car loan repayment calculator for this example; let us say you are seeking a car loan for $20,000, and you have been presented with two loan options. The first is a five year car loan at 6.75%, and the second is a seven year car loan at 5.5%.
You might immediately assume that the lower interest rate is the best choice – but let us look at how the difference in loan duration can affect the amount of interest you will pay. If you choose the 5.5% interest rate over seven years, you will be making weekly repayments of $66.23 and a total of $4,106.88 in interest over the life of the loan.
However, if you select the higher interest rate of 6.75% over a five year term, you will repay $90.68 each week, with a total of $3,577.34 in interest – saving you $529.54 in interest and having you own your car 2 years earlier. Your decision may then come down to your ability to repay the higher repayment amount each week to take advantage of this saving of time and money.
Finally, remember to consider any additional fees, from application and loan establishment fees to administration and extra repayment charges. These can quickly add up and may even negate any savings you may have made by choosing a car loan with a higher rate but lower fees.
To avoid this, check the comparison rate for each loan you consider – this indicates the true cost of the loan by including both the interest rate, and any additional fees.
