Yes. We can help customers that prefer to buy their car privately, in fact this is what we do all day everyday. We can also help with Dealer, auction and re-financing your current loan into a lower interest rate and repayment. Call us today before buying your new car privately and we’ll see what we can do about helping you get your loan pre-approved so you have your money ready to go when you find your new pride and joy.
Vehicle finance helps you acquire the car you want without having to save the money over a longer period of time. This allows you to keep your hard earned savings in the bank for other items that don’t depreciate in value. This helps with your personal cashflow, by being able to pay off the vehicle in manageable instalments (weekly, fortnightly, or monthly) to suit your budget. For business owners, this can also be a tax-deductible expense. For an obligation free quote, please call us today!
The good news is that some of our financiers don’t have any early termination fees. Fox Finance Group can arrange many different loans with many different financiers. However, some lenders do have an early payout penalty so it’s best to talk to one of our team about all your options. Rest assured that as part of our process, we will explain these and all other terms with you prior to you accepting our loan offer. Call us today for an obligation free chat.
We consistently monitor current car loan interest rates to maintain and offer the most competitive deals in Australia. We have worked very hard to build fantastic relationships with all of our lenders which has given us the ability to access literally hundreds on car finance deals. These deals are ever changing, but that’s our job to keep up with who is offering the best deals on the market today. We use the latest industry specific technology to scour the market to give our customers peace of mind that we are offering them the best car loan rates and repayments. Call us and get an Obligation Free Quote now.
Car finance could generically be described as when a vehicle finance company lends you the money to buy an automotive asset that they can hold security over for the duration of the loan or until your fully repay the loan. Car finance can be used for personal use (a consumer car loan) or commercial use (business vehicle loan).
Getting pre-approved for a personal car loan puts you under no obligation. Our team will do all the hard work for you to provide you with the best personal loan offers on the market today to save you money – then you get to make the final decision on which loan is right for you. Once you have your personal car finance pre-approved, visit dealerships, or purchase your next vehicle privately, with your finance already in place – confident that you already have maximum negotiating power!
When you get a jet ski loan, the lender provides you with the funds to purchase the jet ski. For a secured jet ski loan, the lender will take security of the jet ski as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the jet ski. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your jet ski outright and the lender will lift their encumberance.
You can use our jet ski repayment calculator, or speak with a Jet Ski Lending Specialist over the phone now or apply for a jet ski loan now – its obligation free.
Yes, you sure can. Private jet skis are something that we help our customers finance every day. In some cases, second-hand jet skis may require an inspection prior to payment from the lender to ensure that they jet ski is in good working order, which helps protect you. Speak with one of our Jet Ski Lending Specialists or apply now for an obligation free finance quote.
Yes. Making too many credit enquiries is not ideal and will affect your credit rating. Each time you apply for a loan, it can reduce your credit score, and your credit score is one of the main factors considered by lenders when assessing your loan application. Many lenders see multiple credit enquiries as a sign of a high-risk customer that is panicking and in desperate need of finance.
This is the exact reason why you should consider using Fox Finance Group; we have the knowledge and expertise to get your loan approved with the best Lender the first time round. We’ll also educate you along the way so you know exactly what your credit score is, and what is currently sitting on your credit file that all Lenders will see. Speaking with our Lending Specialists is obligation free; call us now or apply online today!
We have Lending Specialists in our team that are trained in helping self-employed clients through the process of applying for a jet ski loan with the minimum of fuss. We also have access to many low doc or lite doc loan options for our self-employed customers to make the process quick and simple. Our Lending Specialists are familiar with all lending scenarios to help our business owner clients with fast, competitive finance. Speak with our business lending specialist today for more info.
A balloon payment is a one-off lump sum that you agree to pay your lender at the end of your jet ski loan term. If you decide to go with a balloon option, you can choose this balloon amount or percentage with your Lending Specialist’s guidance before your loan is submitted for approval.
A lot of customers choose to have a balloon payment to reduce their repayment commitments throughout the term of the loan with the knowledge of when they are likely to upgrade to the next jet ski.
When you get a personal loan, the lender provides you with the funds to purchase the vehicle for example. For a secured personal loan, the lender will take the security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the personal. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your vehicle outright and the lender will lift their encumbrance.
Our personal loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best personal loan options on the market today that will save you money – then you get to make the final decision on which loan is right for you.
A secured personal loan is a loan for which you offer the lender some sort of security, which is usually a vehicle with the same or higher value as the loan.
The alternative to a secured personal loan is an unsecured personal loan or personal loan where no security is required. Because this is more risky for the lender, unsecured loans can come with a higher interest rate over secured loans. Sometimes this can be balanced with the flexibility to payout your unsecured loan early without any early payout fees. Speak with your Fox Finance Group Lending Specialist about this for more information on how we can structure this for you.
As a finance broker we only win when you win, so we look at every possible legal way to obtain your loan from one of our many lenders. Personal lenders consider things such as:
Apply online today or speak with a Personal Lending Specialist so we can do all the hard work for you!
Yes, in most cases personal loans will be unsecured. Interest rates for these can be either fixed or variable and are very competitive in today’s market. Personal loans can be used for: Holidays, Car Purchases, Jet Skis or Boats, Debt Consolidation, Home Renovations, Wedding Expenses, Furniture and more.
Yes. Secured personal loans can be used if you don’t qualify for an unsecured personal loan. Minimum secured personal loan is $5,000. (Classic, import, prestige vehicles, and older trucks will be considered). The finance will be secured by your vehicle giving the lender a high level of confidence in your willingness to repay the loan.
Being pre-approved for a caravan loan means that you can secure your leisure finance budget before you’ve decided what caravan to buy. Preapprovals empower you to know what you’re working with in terms of:
Once you have a pre-approval confirmation, you’re in a great position to visit local caravan dealers and go hard on locking in the best deal. Let our Caravan Lending Specialists guide you through the preapproval process. Call us, or apply now to fast track your enquiry.
Our online caravan finance application takes about 1 minute to complete.
Next, our Lending Specialists will connect with you within 1-2 hours of submitting your obligation-free online enquiry (Monday to Friday).
Once we receive your supporting documents, your dedicated Lending Specialist will submit your loan application to the best caravan lender for pre-approval, which can be confirmed in as little as 2 hours. However this can be dependent on several factors:
Preapprovals typically last from 60-90 days, but this can vary from lender to lender. Your Caravan Lending Specialist will advise you on the full process, simply call us to find out more – or apply now to fast track your enquiry.
Yes! The process pre-approval process is the same for new and used caravan – and we can help you get pre-approved for caravan finance from both private sellers and dealerships. To get the best rate available, reach out to your Caravan Finance Lending Specialists or apply for caravan finance pre-approval online – its obligation free.
The approval process is the same for all types of applicants. If you have the supporting information that lenders need, we’ll be able to submit your leisure loan application. We’re familiar with all lending scenarios to help find you the best leisure finance in the shortest possible turnaround time.
Yes, providing you can give us an idea of what you’re intending to purchase and an approximate amount that you’d likely be purchasing your new toy for. Getting pre-approved for any leisure asset is a great idea – as it will give you confidence and bargaining power with any dealership or private seller.
In some cases, we can have your loan pre-approved the same day, so get can get out there shopping with the peace of mind of knowing what your budgeted repayment is going to be. If you’d like a quick quote before proceeding, no problem, give us a call, it’s obligation free.
Your ideal caravan finance could allow you to establish a loan term based on your personal circumstances, so you have a manageable fixed repayment schedule. Our experienced team can discuss these options with you – e.g. balloon payments, early loan repayments, and much more. Reach out to us so we can help you find the best caravan loan option available, or simply give us a call.
The approval process is the same for all types of applicants. If you have the supporting information that lenders will require, we’ll be able to submit your application for a motorcycle loan. Our Motorcycle Lending Specialists are familiar with all lending scenarios to help find you the best bike loans in the shortest possible turnaround time.
We can help find you the best motorcycle finance deal whether you’re buying from a motorcycle dealership, from an auction or from a private seller. We can even help you to re-finance your existing bike loan. Please note that some used bikes may require an inspection prior to being financed. For obligation free advice, chat to one of our friendly Motorcycle Lending Specialists today by calling us.
It will! Talk to our Motorcycle Lending Specialists so they can help you source bike finance pre-approval that will help you negotiate the best price on the showroom floor. Call us now or apply now – its obligation free.
We can help you finance almost any type of motorcycle – from on-road bikes and cruisers, to off-road bikes and quaddies. Reach out to our Motorcycle Finance Specialists so we can help you find the best available option for bike finance, or simply call us now.
We consistently monitor current interest rates in the market to be able to offer our customers the most competitive finance deals in Australia. However, interest rates offered may vary by several per cent depending on whether you are a high-risk or low-risk borrower. Call us to get your Obligation Free Quote now or apply online now to fast track the process.
That’s our job! Talk to one of our Motorcycle Lending Specialists, we will do all the hard work to compare available bike loan rates from our panel of approved lenders. We’ll find you the very best motorcycle loan available for your needs and circumstances. Call us now or apply for a bike loan now – its obligation free.